Tools.us.org

PayPal

Payments · paypal.com

9.6/10Based on App Store ratings only

3.49% + $0.49 per transactionPaid · no commitment

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PayPal is a payments platform that lets businesses accept cards, digital wallets and buy now, pay later options online, in person and by invoice. Merchants, freelancers and online sellers use it for checkout, payment links, payouts and fraud screening, while shoppers use the wallet to pay and send money.

Ratings

About the Tools.us.org score

A weighted average of the published ratings below, shown out of 10 in the header above.

Based on App Store ratings only, 6.3M ratings.

How we calculate this

Each source counts by its number of ratings or reviews, capped at 1,000. Score = 2 × sum(rating × weight) ÷ sum(weights), rounded to one decimal. Inputs are published ratings out of 5; a missing source is left out, never counted as zero. A composite of published scores, not our own test.

Included: App Store 4.8 (weight 1,000).

  • App Store

    4.8/5

    6,299,197 Ratings

    US · iOS

    Checked 10 Nov 2026

    Listing

Facts at a glance

FactValueSource
Starting price3.49% + $0.49 per transactionpaypal.com/us/business/paypal-business-fees, checked 10 Nov 2026
PlatformsWeb, iOSpaypal.com/us/business, checked 10 Nov 2026

Pricing & plans

Starts at

3.49% + $0.49 per transaction

no commitment

Model

Paid

Price tiers

PlanUsage, as the vendor states it
PayPal CheckoutPay per transaction: 3.49% plus a fixed fee of 0.49 USD for domestic payments
QR code transactionsPay per transaction: 2.29% plus a fixed fee; 2.29% plus 0.09 USD through a third-party integrator
Goods and services paymentsPay per transaction: 2.99% when sending or receiving money for goods and services

Prices are the vendor's list prices in USD.

  • Receiving a domestic payment through PayPal Checkout costs 3.49% plus a fixed fee of 0.49 USD; QR code transactions cost 2.29% plus a fixed fee

  • Sending or receiving money for goods and services is listed at 2.99%

Source: paypal.com/us/business/paypal-business-fees, checked 10 Nov 2026

Integrations that matter

  • WooCommerce

  • BigCommerce

  • Shopware

  • 123FormBuilder

  • 17Hats

  • Acuity Scheduling

Sources: paypal.com/us/business/partners/directory

Features & platforms

  • PayPal Checkout for online stores

  • Invoicing

  • Payment links without a website

  • Tap to Pay on a phone

  • Payouts and orchestration

  • Risk management and fraud protection

  • Web
  • iOS

Sources: paypal.com/us/business, paypal.com/us/digital-wallet, checked 10 Nov 2026

Alternatives

  • Stripe

    Standard pricing is pay as you go for card payments, with no setup fees or monthly fees.

  • Square

    Plans start at 0 dollars and cover point-of-sale software alongside payment processing.

  • Lemon Squeezy

    Acts as merchant of record, handling global sales tax and compliance for people who sell digital products.

Sources: stripe.com/pricing, squareup.com/us/en/pricing, lemonsqueezy.com/pricing

Data & privacy

  • PayPal says it may use personal information to train the artificial intelligence models behind its services

  • Automated decision making is used for risk analysis and fraud prevention, including for partners and merchants

Privacy policy

Source: paypal.com/us/legalhub/paypal/privacy-full, policy last updated October 12, 2026, checked 10 Nov 2026. These points restate the policy and are not legal advice.

Also in Payments on Tools.us.org: Adyen, Lemon Squeezy, Stripe

Sources and dates

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