Stripe
Payments · stripe.com
8.8/10Tools.us.org score
2.9% + $0.30 per transactionPaid · no commitment
Report incorrect informationOnline businesses, marketplaces and software platforms use Stripe to accept card, wallet and bank payments, send invoices, charge subscriptions and calculate tax. Developers add it through APIs, while the Dashboard and its mobile apps let teams track payments and customers without code.
Ratings
About the Tools.us.org score
A weighted average of the published ratings below, shown out of 10 in the header above.
Based on 2 sources, 102K ratings.
How we calculate this
Each source counts by its number of ratings or reviews, capped at 1,000. Score = 2 × sum(rating × weight) ÷ sum(weights), rounded to one decimal. Inputs are published ratings out of 5; a missing source is left out, never counted as zero. A composite of published scores, not our own test.
Included: App Store 4.7 (weight 1,000), Google Play 4.1 (weight 1,000).
What users say
From the latest 500 App Store reviews, May 2025 to Oct 2026
Many reviewers say it is quick and easy to set up and use for accepting payments; others report payouts held or delayed and accounts closed or restricted with little warning.
Praised
- Quick and easy to set up and use for accepting payments
Complaints
- Payouts held or delayed for long periods
- Accounts closed or restricted with little warning or recourse
- Fees feel high
Best suited to: People who want to accept payments.
Updated 23 Oct 2026. Supporting reviews: App Store
Facts at a glance
| Fact | Value | Source |
|---|---|---|
| Company | Stripe, LLC, South San Francisco, California, USA | stripe.com/legal/consumer, checked 5 Nov 2026 |
| Starting price | 2.9% + $0.30 per transaction | stripe.com/pricing, checked 23 Oct 2026 |
| Platforms | Web, iOS, Android, API | stripe.com/docs/dashboard/mobile, checked 23 Oct 2026 |
Pricing & plans
Starts at
2.9% + $0.30 per transaction
no commitment
Model
Paid
Price tiers
| Plan | Usage, as the vendor states it |
|---|---|
| Standard | Pay as you go with no monthly fees: 2.9% plus 30 cents per successful domestic card transaction |
| Custom | Contact sales for a custom package aimed at large payment volumes or unusual business models |
Prices are the vendor's list prices in USD. Source: stripe.com/pricing, checked 5 Nov 2026.
Source: stripe.com/pricing, checked 23 Oct 2026
Features & platforms
Card, wallet and bank payments online
Adaptive Pricing in local currencies
Instant payouts
In-person payments with Terminal
Tax calculation and compliance
Invoicing for paid invoices
- Web
- iOS
- Android
- API
Sources: stripe.com/pricing, stripe.com/docs/dashboard/mobile, checked 23 Oct 2026
Integrations that matter
Adobe Commerce
Commercetools
Shopware 6
PrestaShop
Shopify
Salesforce
NetSuite
SAP
WooCommerce
Slack
Sources: docs.stripe.com/use-stripe-apps
Alternatives
Charges 3.49% + $0.49 per PayPal wallet transaction and 2.99% + $0.49 for card payments in its standard checkout.
Pricing page lists in-person card payments at 2.6% + 15¢ and online card payments at 3.3% + 30¢, with point-of-sale tools.
Offers Interchange++ pricing that passes card scheme fees directly through, with a $0.13 fixed fee per transaction.
Sources: paypal.com/us/business/accept-payments/checkout, squareup.com/us/en/pricing, adyen.com/pricing
Data & privacy
Stripe lists training AI models to power its services and guard against fraud among its uses of personal data
Data is kept while services continue, and may be kept after account closure for legal, fraud-monitoring and tax reasons
Data subjects can ask what Stripe holds about them and exercise their rights through its Privacy Center
Source: stripe.com/privacy, policy last updated April 28, 2026, checked 5 Nov 2026. These points restate the policy and are not legal advice.
Also in Payments on Tools.us.org: Lemon Squeezy
Sources and dates
- App Store: checked 6 Nov 2026, listing
- Google Play: checked 5 Nov 2026, listing
- Plan facts: stripe.com/pricing, checked 23 Oct 2026
- Official site: stripe.com
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