Microsoft Copilot
AI assistants · Office assistant · copilot.microsoft.com
Microsoft 365 subscribers and office workers use Microsoft Copilot as an AI assistant for chat, image creation and document work. Copilot drafts and analyzes content inside Word, Excel, PowerPoint and Outlook, answers questions about a screen or camera view, and gives paid Microsoft 365 plans higher usage than the free tier.
Features & platforms
Copilot chat with higher usage on paid plans
Visual AI assistance from screen or camera
AI image creation
AI-generated audio in English
Copilot in Word, Excel, PowerPoint and Outlook
Use with work files in a secure way
- Web
- Windows
- macOS
- iOS
- Android
Sources: microsoft.com/en-us/microsoft-copilot/for-individuals, copilot.microsoft.com, checked 23 Oct 2026
Pricing & plans
Pricing
Free plan · paid from $9.99/mo
USD, billed monthly
Model
Freemium
Free plan available
Trial
Yes
30 days
Price tiers
| Plan | Per month | Per year | Usage, as the vendor states it |
|---|---|---|---|
| Copilot Free | Free | Lower usage than paid plans for chat, visual assistance, audio and image creation | |
| Microsoft 365 Personal | $9.99/mo | $99.99/yr | Advanced Copilot chat with higher usage than free |
| Microsoft 365 Family | $12.99/mo | $129.99/yr | Everything in Personal for up to 6 people, with the AI features for the subscription owner only |
| Microsoft 365 Premium | $19.99/mo | $199.99/yr | Advanced Copilot chat with extensive usage |
| Microsoft 365 Pro | $99.99/mo | The highest usage limits; monthly billing only |
Prices are the vendor's list prices in USD.
Source: microsoft.com/en-us/microsoft-copilot/for-individuals, checked 5 Nov 2026
Microsoft Copilot Free, in practice
What the free plan covers and where it stops.
Free plan limits
- Lower chat usage than paid plans
- Lower usage for visual AI assistance
- Lower usage for AI-generated audio
- Lower usage for AI image creation
Paid plans raise these limits.
Sources: microsoft.com/en-us/microsoft-copilot/for-individuals
What users say
Summary of 100 App Store reviews, 16 Oct 2026 to 23 Oct 2026 (counted from the reviews)
Reviewers who like the app mention enjoyment of the app and recommendations to others, use for writing, images and creative work and help with everyday questions and tasks. Reviewers who complain mention the latest update and the changes it brought, usage limits on how much the app can do and subscription cost and paywalled features.
Top praises
- Enjoyment of the app and recommendations to othersmentioned in 5 of 100 reviews
- Use for writing, images and creative workmentioned in 4 of 100 reviews
- Help with everyday questions and tasksmentioned in 4 of 100 reviews
Top complaints
- The latest update and the changes it broughtmentioned in 29 of 100 reviews
- Usage limits on how much the app can domentioned in 18 of 100 reviews
- Subscription cost and paywalled featuresmentioned in 15 of 100 reviews
Best suited to: People who value enjoyment of the app and recommendations to others.
How it is counted: fixed keyword rules read each review's text, and no model writes the claims. A review counts once per theme and can mention several. Praise is counted in reviews rated 4 or 5 stars, complaints in reviews rated 1 or 2 stars. The reviews are the 100 that Apple's public review feed returned; the feed returns a window of reviews, not all of them.
Updated 5 Nov 2026. Supporting reviews: App Store
Data & privacy
Signed-in users can view, export and delete their Copilot activity history from the Microsoft privacy dashboard
Microsoft says it may use data it collects to develop and train its AI models
Ads can relate to Copilot conversations, including files a user shares
Source: microsoft.com/en-us/privacy/privacystatement, policy last updated September 2026, checked 5 Nov 2026. These points restate the policy and are not legal advice.
Alternatives
Claude: Pro plan is listed at $17 a month with annual billing, and the Free plan supports chat on web, desktop and mobile.
Google Gemini: Paid plan from $4.99 a month gives 2x higher usage limits than the free tier, which needs only a Google Account.
Mistral Le Chat: Free assistant works on web and mobile with 100+ connectors, though messages and web searches are limited.
Sources: claude.com/pricing, gemini.google/subscriptions, mistral.ai/pricing
Also in AI assistants on Tools.us.org: Anthropic, Character.AI, ChatGPT, Claude, Exa, Google Gemini, Grok, Manus, Meta Llama, NinjaTech AI, Perplexity, Poe
Sources and dates
- App Store: checked 6 Nov 2026, listing
- Google Play: checked 5 Nov 2026, listing
- Plan facts: microsoft.com/en-us/microsoft-copilot/for-individuals, checked 5 Nov 2026
- Official site: copilot.microsoft.com
Report incorrect information
Seen a wrong price, rating or link on this page? Tell us and we check it against the official source.
Comments
Reader comments. We read every comment before it shows here.
Thanks, your comment shows after review.
Comments are closed for now.